Appraisal services for Holcombe and Rusk County homeowners

Check out the top 7 reasons Wisconsin homeowners need Lakeside Associates:

1. Find the right listing price (whether you're using an agent or selling the home on your own)
2. Challenge Rusk County's assessment of your property value
3. Remove PMI to cut their mortgage payment
4. Reinstate their Home Equity Line of Credit (HELOC)
5. Review a different appraiser's report for verification
6. In the case of a divorce in the state of Wisconsin, when property needs to be divided
7. Determine the true market value of the real estate in question to settle an estate

	Do you own a house in or near Holcombe? Do you need help determining the value of your real estate? Contact Lakeside Associates.

We at Lakeside Associates understand the individual needs of a homeowner after appraisal services. Our typical business clients are used to the appraisal process and the customary "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Lakeside Associates are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.

Challenge Tax Assessment

Let's say you live in an area that is going down -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Lakeside Associates is your perfect weapon when challenging your property tax assessment.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Lakeside Associates is seasoned in helping people just like you dismiss unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be unsuitable from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Lakeside Associates can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have a professional double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Lakeside Associates offers field reviews where we'll go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.